Money is something that we should all become a lot more comfortable with talking about. But there’s definitely still a bit of a taboo about it. On the surface, some people can pretend to be doing incredibly well financially and that they have no worries, when really, they're drowning in debt and struggling to pay their bills! So things can all be very deceptive. And no matter what your current financial situation looks like now, you may often feel like you’re the only person in this position. More often than not, you won’t be alone. So it’s time that you stopped feeling stuck, took responsibility for where you are today, and started to turn things around. And here are five different solutions that could work out for you.

First of all, you may find that you’re going to benefit greatly from getting a pay rise. Because we all want to be earning more money if we can, right? However, it’s never really as simple as just believing that you’re due a raise. When you want to be paid more money for the job that you’re doing right now, you need to have a plan. You need to work hard, and be able to prove that you’re worth more. This means pulling together some examples and a proposal using Mequoda pitch ideas to help you nail it. Then, you can suitably ask for your pay rise knowing that you’re likely to get it!

Next, you may find that it’s in your interest to start saving money. If you haven’t got any money behind you, you may feel a bit uneasy about that. Whether you’re in debt or not, having some money in savings is going to make you feel so much more in control of your financial situation right now. So start to commit to a savings plan that will help you to do that.

Then, there’s the kind of situation where you want to find financing for your financial emergency or just to improve your current situation. And you can often worry about how you’re going to find finance. You may feel like you’re out of options or that you’re not going to get approved for anything. So do your research on everything from payday loans to long-term bank loans. You should be able to find lending criteria that will help you to work out what you’re likely to be eligible for.

Finally, you’re then going to want to think about what you can do to improve things going forward. Because right now, your situation may not be ideal but you’re working on improving it. And the last thing you want is to end right back in the same place in a few months or years time. So you have to think about. What will you need to do to be able to enjoy your retirement or to enjoy a better lifestyle in ten years time? Give this some thought and then put your plan into action.